How and When Credit Inquiries Affect Your Score
To grant credit. If you've applied for a credit card, loan, or other credit-based services, the business has permission to access your credit report to determine whether you qualify. To collect a debt. Debt collectors can use your credit report to obtain information, like your address or place of employment, that would help them collect a debt.
DA: 61 PA: 30 MOZ Rank: 35 Up or Down: Up