How Long Does Bad Credit Stay on Your Credit Report ...
https://pocketsense.com/bad-credit-stay-credit-report-4969733.html
In general, you can't get a bad credit listing removed from your report early. However, if the negative report is erroneous, you can take steps to get it removed. Draft a letter disputing the error, and send it to the credit bureau where the error is appearing. Include a copy of your credit report and documentation supporting your dispute.
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